Wealth Management

The first thing to understand about wealth management is that it is purpose driven.  Is wealth being accumulated to purchase a home, to acquire a recreational or revenue property, to provide a retirement income or to leave a legacy?  Or is it something you do for the enjoyment of it?

The second factor is your risk tolerance.  Some of our clients have little concern about a market – and their investments – falling in value; others prefer greater certainty.  But risk tolerance is not only about your preferences; objective considerations also apply.  Based on factors such as your age, income, current asset mix, and the size of your portfolio, we will advise you when to increase or decrease risk.

The third factor is tax.  Tax is a drain on your bucket of investments where the juice simply flows out.  We advise you on effective, legitimate ways to minimize the loss. We create with you a Financial Plan and Investment Policy Statement that guides your investing.  You can expect us to meet with you on a routine basis to review your portfolio and your plan.